It’s easy to get approved with us. We have been approved by the largest dedicated non-QM lender in the US to be able to offer US mortgage loans direct in Korea. Now you can apply, sign and close your US mortgage loan for both refinances and purchases here. No more staying up to the early hours of the morning explaining your situation to someone that is on the other side of the globe. The process is easy, quick and stress free.
Here’s What You DO NOT Need:
No US citizenship necessary.
No US residence necessary.
No proof of income necessary.
No assets necessary.
Here’s What You Do Need
A completed US mortgage application form.
Signed lender disclosures.
Minimum 30% down payment.*
US real estate purchase agreement.*
* Not necessary for clients who are refinancing their home.
Here’s What You Get
Loan amounts can range from $100,000 – $3,000,000.
30-year, fixed-rate amoritized loan.
No pre-payment penalty.
Closing in under 30 days for eligible buyers.
Non-US citizens (including Korean nationals)
Expats (US citizens with foreign residence)
US Military (stationed abroad)
Purchase – 70% LTV
Refinance “Rate and Term” – 70% LTV
Refinance “Cash Out” (max US$2M) – 65% LTV