{"id":232,"date":"2018-12-05T09:11:22","date_gmt":"2018-12-05T09:11:22","guid":{"rendered":"https:\/\/ushomesasia.com\/?p=232"},"modified":"2019-05-27T04:26:25","modified_gmt":"2019-05-27T04:26:25","slug":"%ec%9c%a0%ec%97%90%ec%8a%a4-%ed%99%88%ec%8a%a4-%ec%95%84%ec%8b%9c%ec%95%84%eb%a5%bc-%ed%86%b5%ed%95%9c-%eb%88%84%ea%b5%ac%eb%82%98-%ea%b0%80%eb%8a%a5%ed%95%9c-%eb%af%b8%ea%b5%ad-%ec%a3%bc%ed%83%9d","status":"publish","type":"post","link":"https:\/\/ushomesasia.com\/ko\/%ec%9c%a0%ec%97%90%ec%8a%a4-%ed%99%88%ec%8a%a4-%ec%95%84%ec%8b%9c%ec%95%84%eb%a5%bc-%ed%86%b5%ed%95%9c-%eb%88%84%ea%b5%ac%eb%82%98-%ea%b0%80%eb%8a%a5%ed%95%9c-%eb%af%b8%ea%b5%ad-%ec%a3%bc%ed%83%9d\/","title":{"rendered":"\uc720\uc5d0\uc2a4 \ud648\uc2a4 \uc544\uc2dc\uc544\ub97c \ud1b5\ud55c \ub204\uad6c\ub098 \uac00\ub2a5\ud55c \ubbf8\uad6d \uc8fc\ud0dd \ub300\ucd9c"},"content":{"rendered":"\n

\ud050\uc5e0\uacfc \ub17c\ud050\uc5e0 \ub300\ucd9c \ucc28\uc774<\/span><\/h2>\n\ubbf8\uad6d\uc758 \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c\uc740 <\/span>Qualified Mortgages(<\/span>\uc801\uaca9 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c<\/span>, <\/span>\uc774\ud558 <\/span>QM)<\/span>\uacfc <\/span>Non-Qualified Mortgages(<\/span>\ube44\uc801\uaca9 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c<\/span>, <\/span>\uc774\ud558 <\/span>Non-QM)<\/span>\uc758 \ub450 \ubc94\uc8fc\ub85c \ub098 \ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/span>. QM<\/span>\uc740 <\/span>3<\/span>\uac1c\uc758 \uae30\uad00\uc5d0\uc11c \ucc28\uc6a9\uc790\uc758 \ubbf8\uad6d \uc2e0\uc6a9 \ub4f1\uae09<\/span>, \uac70\uc8fc\uc9c0, \uc790\uc0b0, \uc18c\ub4dd \ub4f1<\/span>\uc744 \uc138\ubd80\uc801\uc73c\ub85c \ud655\uc778\ud558\uc5ec \ubc1c\ud589\ub418\ub294 \ub300\ucd9c\uc758 \uc804\ud615\uc801\uc778 \uc720\ud615\uc785\ub2c8\ub2e4<\/span>. <\/span>\n

\ub17c\ud050\uc5e0\uc774\ub780?  <\/span><\/h2>\n\ubc18\uba74 Non-QM<\/span>\uc774\ub780 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c\uc758 \uc804\ud615\uc801\uc778 \uc720\ud615\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \ubaa8\ub4e0 \ub300\ucd9c\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \uc6a9\uc5b4\uc785\ub2c8\ub2e4<\/span>. <\/span>\uc77c\ubd80\uc758 <\/span>Non-QM<\/span>\uc740 \uc804\ud615\uc801\uc778 <\/span>30<\/span>\ub144 \ud55c\ub3c4\uc640 \ub2ec\ub9ac <\/span>40<\/span>\ub144 \ub300\ucd9c\uc5d0 \ub300\ud55c \uac83\uc774\uac70\ub098 \uadf8 \uc678\uc5d0 \uc6d0\uae08 \uc0c1\ud658\uc744 \ucd94\uad6c\ud558\uc9c0 \uc54a\ub294 \ud22c\uc790\uc790\ub4e4\uc744 \uc704\ud55c \uc774\uc790 \uc804\uc6a9 \ub300\ucd9c\uc744 \uc758\ubbf8\ud558\uba70<\/span>, <\/span>\uc8fc\ud0dd\uc790\uae08\ub300\ucd9c\uc758 \uc804\ud615\uc801\uc778 \ud615\ud0dc \uc678\uc5d0\ub294 \ubaa8\ub450\uac00 <\/span>Non-QM<\/span>\ubc94\uc8fc\uc5d0 \uc18d\ud569\ub2c8\ub2e4<\/span>.<\/span>\n\nNon-QM<\/span>\uc740 \uc800\ud76c \uc720\uc5d0\uc2a4 \ud648\uc2a4 \uc544\uc2dc\uc544<\/span>(US Homes Asia)<\/span>\uac00 \ud558\ub294 \uc804\ubb38\uc801\uc778 \uc77c\uc785\ub2c8\ub2e4<\/span>. <\/span>\uc6b0\ub9ac\ub294 \ubbf8\uad6d\uc758 <\/span>3<\/span>\ub300 \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\uc758 \uc2e0\uc6a9 \ub4f1\uae09\uc774 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 \ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \uc624\ub798 \uac70\uc8fc\ud55c \ubbf8\uad6d\uc778 \ub610\ub294 \uc678\uad6d \uad6d\uc801\uc790\uac00 \ubbf8\uad6d\uc5d0\uc11c\uc758 \uc8fc\ud0dd\uad6c\uc785\uc744 \uacc4\ud68d\ud558\uace0\uc788\ub294 \uacbd\uc6b0<\/span>\uc5d0 <\/span>\ubbf8\uad6d\ub0b4 \uc2e0\uc6a9\uc774 \ubd80\uc871\ud558\uae30 \ub54c\ubb38\uc5d0 \ubbf8\uad6d\uc5d0\uc11c\uc758 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c\uc740 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4<\/span>. <\/span>\uc800\ud76c\ub294 \ubbf8\uad6d \ucd5c\ub300 \uaddc\ubaa8\uc758 <\/span>Non-QM <\/span>\ub300\ucd9c\uae30\uad00\uacfc \uc774\ub7ec\ud55c \uae30\uc900\uc5d0 \ubd80\ud569\ud558\ub294 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud55c \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c\uc744 <\/span>Non-QM<\/span>\uc758 \ubc29\ubc95\uc73c\ub85c \ub9c8\ub828\ud588\uc2b5\ub2c8\ub2e4<\/span>. <\/span>\n

\uc720\uc5d0\uc2a4 \ud648\uadf8 \uc544\uc2dc\uc544\uc758 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \ub300\ucd9c<\/span><\/h2>\n\uc800\ud76c \uc720\uc5d0\uc2a4 \ud648\uc2a4 \uc544\uc2dc\uc544<\/b>(US Homes Asia)<\/b>\ub294 \ubbf8\uad6d\ucd5c\ub300\uaddc\ubaa8\uc758 Non-QM\uc804\ubb38\ub300\ucd9c\uc5c5\uccb4\ub97c \ud1b5\ud574\uc11c \ubbf8\uad6d \ubd80\ub3d9\uc0b0\ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\uc801\uc808\ud55c \uc18c\ub4dd \ud750\ub984\uacfc \uc608\uae08\uc744 \uac00\uc9c4 \uac70\uc758 \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ubbf8\uad6d \ub0b4 \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c\uc744\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc6c0\uc744 \ub4dc\ub9bd\ub2c8\ub2e4<\/b>. <\/b>\ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uc758 \uc608\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4<\/span>. <\/span>\n<\/span>\n
    \n \t
  • \n

    \ubbf8\uad6d\uc73c\ub85c \ub3cc\uc544\uac00\ub294 \uac83\uc744 \uace0\ub824\ud558\uace0 \uc788\uc9c0\ub9cc \ud574\uc678\uc5d0\uc11c \uc7a5\uae30\uac04 \uac70\uc8fc\ud558\uc5ec \ubbf8\uad6d\ub0b4 \uc2e0\uc6a9\uc774 \ub9ce\uc9c0 \uc54a\uc740 <\/span>\ubbf8\uad6d\uc778.<\/b><\/h3>\n<\/li>\n \t
  • \n

    \ubbf8\uad6d \ub0b4\uc5d0\uc11c \uac00\uc9c4 \uc2e0\uc6a9\uc740 \uc5c6\uc9c0\ub9cc \ubd80\ub3d9\uc0b0\uc5d0 \ud22c\uc790\ud558\uace0 \uc2f6\uc740 <\/span>\ud55c\uad6d\uc778.<\/b>(\uadf8\ub9ac\uace0 \uadf8 \uc678\uc5d0 \uc678\uad6d\uc778)<\/span><\/h3>\n<\/li>\n \t
  • \n

    \ubbf8\uad6d\uc5d0\uc11c \ubd80\ub3d9\uc0b0\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc9c0\ub9cc \uc81c\ub300\ub85c \ub41c \ud615\ud0dc\uc758 \uc8fc\ud0dd\ub300\ucd9c\uc744 \ud1b5\ud574 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc790\uaca9\uc774\uc5c6\ub294 <\/span>\ubbf8\uad6d \ube44\uac70\uc8fc\uc790 \ub204\uad6c\ub098<\/b>.<\/span><\/h3>\n<\/li>\n<\/ul>\n\uadc0\ud558 \ub610\ub294 \uadc0\ud558\uac00 \uc544\ub294 \uc0ac\ub78c\uc774 \uc774 \ubc94\uc8fc \uc911 \ud558\ub098\ub77c\ub3c4 \ud574\ub2f9\ub418\uc2dc\uba74 \uc720\uc5d0\uc2a4 \ud648\uc2a4 \uc544\uc2dc\uc544<\/span>(US Homes Asia)<\/span>\uc5d0 \uc5f0\ub77d\uc8fc\uc2ed\uc2dc\uc624<\/span>. <\/span>\ub300\ubd80\ubd84\uc758 \ub300\ucd9c\uc740 <\/span>30<\/span>\uc774\ub0b4\uc5d0 \ud574\uacb0\ub429\ub2c8\ub2e4<\/span>.<\/span>\n","protected":false},"excerpt":{"rendered":"

    \ud050\uc5e0\uacfc \ub17c\ud050\uc5e0 \ub300\ucd9c \ucc28\uc774 \ubbf8\uad6d\uc758 \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c\uc740 Qualified Mortgages(\uc801\uaca9 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c, \uc774\ud558 QM)\uacfc Non-Qualified Mortgages(\ube44\uc801\uaca9 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c, \uc774\ud558 Non-QM)\uc758 \ub450 \ubc94\uc8fc\ub85c \ub098 \ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4. QM\uc740 3\uac1c\uc758 \uae30\uad00\uc5d0\uc11c \ucc28\uc6a9\uc790\uc758 \ubbf8\uad6d \uc2e0\uc6a9 \ub4f1\uae09, \uac70\uc8fc\uc9c0, \uc790\uc0b0, \uc18c\ub4dd \ub4f1\uc744 \uc138\ubd80\uc801\uc73c\ub85c \ud655\uc778\ud558\uc5ec \ubc1c\ud589\ub418\ub294 \ub300\ucd9c\uc758 \uc804\ud615\uc801\uc778 \uc720\ud615\uc785\ub2c8\ub2e4. \ub17c\ud050\uc5e0\uc774\ub780?   \ubc18\uba74 Non-QM\uc774\ub780 \uc8fc\ud0dd\uc790\uae08\ub300\ucd9c\uc758 \uc804\ud615\uc801\uc778 \uc720\ud615\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \ubaa8\ub4e0 \ub300\ucd9c\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \uc6a9\uc5b4\uc785\ub2c8\ub2e4. […]\n","protected":false},"author":4,"featured_media":158,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-7"],"_links":{"self":[{"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/posts\/232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/comments?post=232"}],"version-history":[{"count":0,"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/posts\/232\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/media\/158"}],"wp:attachment":[{"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/media?parent=232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/categories?post=232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ushomesasia.com\/ko\/wp-json\/wp\/v2\/tags?post=232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}